Below are the dates and deadlines for signing up for HIE, if you haven’t signed up yet don’t panic. There are ways to still join and get the coverage you need. There are ways to sign up for short term health coverage that are cheaper then paying the fine for not enrolling. We do not endorse any insurers so you can shop around to see who offers this option.  Also, the Federal government can help if any of these options have happened to you. If these options don’t apply to you then you have to wait until open enrollment in 2016.

Two ways to get coverage for 2016:

1. With a Special Enrollment Period

If you experience a life change — like getting married, having a baby, or losing health coverage — that qualifies you for a Special Enrollment Period, you may be able to enroll in a Marketplace plan outside Open Enrollment.
Learn more about Special Enrollment Periods, including what changes may qualify and how to report them.
2. Through Medicaid or the Children’s Health Insurance Program (CHIP)

You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll now.
Learn how to apply for Medicaid and CHIP.

November 1, 2015: Open Enrollment starts for 2016
December 15, 2015: Enrollees who want to change plans must act by December 15; new coverage will start January 1
December 31, 2015: Coverage ends for 2015 Marketplace plans
January 1, 2016: Coverage can begin for 2016 Marketplace plans
January 31, 2016: Open Enrollment ends